California Income Tax Calculator (2025)

Your details

Your total wages, salary, tips, and self-employment income before any deductions.
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Choose the filing status that matches your federal return.
Each dependent reduces your CA tax by $475 (the dependent exemption credit).
Traditional 401(k) and deductible IRA contributions reduce your AGI before the CA deduction is applied.
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If you are 65 or older by December 31, 2025, you receive an additional $144 exemption credit.
If you are legally blind, you receive an additional $144 exemption credit.
CA State Income TaxModerate effective rate
$3,660

California income tax after exemption credits

SDI Withholding$1,020
Total CA Tax (State + SDI)$4,680
CA Taxable Income$79,294
Effective CA Rate4.31%
Marginal CA Rate9.3%
Estimated Take-Home (after CA only)$80,320
CA Income Tax$3,660
SDI$1,020
Total CA Tax$4,680
Take-Home$80,320

Estimated CA state tax: $3,660 (4.31% effective rate)

  • Your California state income tax is $3,660, giving an effective rate of 4.31%. The marginal rate on your last dollar earned is 9.3%.
  • SDI (State Disability Insurance) adds $1,020 at the flat 1.2% rate, which applies to all of your wages with no upper limit.
  • Your estimated take-home after CA state income tax and SDI is $80,320 annually (this excludes federal income tax, Social Security, and Medicare).
  • There is a meaningful gap between your effective rate (4.31%) and marginal rate (9.3%) because California's progressive brackets tax the first dollars of income at lower rates.

Next stepThese figures cover California state income tax and SDI only. Add federal income tax (10% to 37%), Social Security (6.2% up to the wage base), and Medicare (1.45%) to get your full tax picture.

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