Maturity Value Calculator

Your details

The initial deposit, face value, or loan amount.
USD
The nominal annual interest rate as a percentage (e.g. 5 for 5%).
%
Investment duration. Decimals are fine (e.g. 1.5 for 18 months).
Whether the term above is in years or months.
Simple interest accrues only on the principal. Compound interest accrues on the growing balance.
How often interest is added to the balance. More frequent compounding gives a higher effective yield.
Maturity Value
12,833.59

Total amount received at the end of the term (principal + interest).

Total Interest Earned2,833.59
Principal10,000
Effective Annual Rate0.051%
Total Compounding Periods60
Principal10,000
Interest Earned2,833.59

Maturity value: $12833.59

  • Your $10,000 principal grows by $2833.59 over the term, a 28.3% total return.
  • The effective annual rate (APY) with monthly compounding is 5.116%, which is what you actually earn each year after compounding is applied.
  • Compared to simple interest, compounding adds an extra $333.59 to your final balance.
  • This projection assumes the stated rate is held for the full term and does not account for taxes or fees.

Next stepTo compare different products, adjust the compounding frequency or switch between simple and compound interest to see how much each choice is worth over your term.

 = Powered by OnlyCalculators