UK National Insurance Calculator 2025-26 / 2026-27

Your details

Both years share the same thresholds as rates are frozen until 2030-31.
Your employment status determines which NI classes apply.
Gross annual salary before any deductions.
GBP
Scales all NI amounts to the selected pay period.
Currency
Total NILow NI liability
£1,794.40

Total National Insurance due for the period

Class 1 (employee)£1,794.40
Effective NI rate0.05%
Est. take-home (NI only)£33,205.60
Class 1 (employee)£1,794.40
Class 2-
Class 4-
Employer NI (net)-

Your NI is £1,794.40 per year (effective rate: 5.1%).

  • You pay 0% on the first £12,570, then 8% up to £50,270, then 2% above that.
  • All your NI is charged at the 8% main rate because your salary is below the Upper Earnings Limit.
  • NI contributions count toward your State Pension and certain benefits entitlements; you generally need 35 qualifying years for the full new State Pension.

Next stepThis calculator covers National Insurance only. Use a separate income tax calculator to see your full take-home pay after both deductions.

 = Powered by OnlyCalculators