Second Stimulus Check Calculator (CASH Act vs. Enacted $600)

Your details

Use your 2019 filing status (or 2018 if you have not filed 2019 taxes). Most people with MFS status receive $0 unless one spouse has no Social Security Number.
Your AGI from your 2019 federal tax return (Form 1040, line 11). If you did not file in 2019, the IRS uses your 2018 AGI or benefit payment records.
USD
Qualifying children who were under 17 as of December 31, 2019. These count for both the enacted $600 law and the proposed CASH Act.
Adult dependents or children 17 and older. Only the CASH Act proposal included $2,000 per dependent for this group; the enacted law did not cover them.
Most non-citizen residents filing with an Individual Taxpayer Identification Number (ITIN) instead of an SSN were not eligible. Mixed-status couples (one SSN, one ITIN) were eligible for at least $600 (enacted) or $2,000 (CASH Act) for the SSN-holding spouse.
CASH Act estimated paymentFull payment
$4,000

Proposed $2,000 per adult + $2,000 per dependent (any age)

Enacted law payment ($600)$1,200
Difference (CASH Act vs. enacted)$2,800
Phase-out reduction (CASH Act)$0
Phase-out reduction (enacted)$0
CASH Act phase-out cutoff AGI$155,000
Enacted phase-out cutoff AGI$99,000
CASH Act ($2,000)$4,000
Enacted law ($600)$1,200
CASH Act (proposed)$159,000
Enacted law ($600)$100,200

Additional under CASH Act: $2,800

  • Your payment
  • Phase-out reduction
  • Cutoff AGI

As a single filer, you would have received $4,000 under the CASH Act (vs. $1,200 actually paid).

  • Under the enacted $600 law you would have received $1,200, while the CASH Act would have added $2,800 more.
  • Your AGI is at or below the phase-out threshold, so you qualify for the full payment with no reduction.
  • You have 1 child under 17, adding $600 to your enacted payment.

Next stepThe second stimulus check was an advance credit on your 2020 taxes. If you were eligible but received less than you should have, you could claim the Recovery Rebate Credit on your 2020 Form 1040.

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