Unemployment Benefit Calculator: HEALS Act vs. HEROES Act

Your details

Your state determines the base unemployment weekly benefit amount (WBA).
Your gross annual salary before losing your job. Used to estimate state weekly benefit and 70% wage replacement.
USD/yr
Some states pay an additional weekly allowance per dependent (on average $15-24/dependent/week). Enter 0 if none.
people
The HEALS Act had two phases after the CARES Act $600 expired. Phase 2 was a flat $200/week; Phase 3 switched to a 70% wage replacement formula (capped at $500/week federal supplement).
HEALS Act - total weekly benefit
$700

State WBA + HEALS federal supplement for the selected phase

Estimated state weekly benefit$450
HEROES Act - total weekly benefit$1,050
HEALS Act federal supplement$250
HEROES Act federal supplement$600
Weekly difference (HEROES minus HEALS)$350
HEALS Act - monthly benefit$3,033
HEROES Act - monthly benefit$4,550
HEALS wage replacement rate0.7%
HEROES wage replacement rate1.1%
HEALS Act$4,434
HEROES Act$6,651

HEROES vs. HEALS weekly difference: $350

  • State WBA
  • Federal supplement
  • Total weekly
  • Total monthly
  • Wage replacement

HEROES Act pays $350 more per week than HEALS Act for your situation.

  • Under HEALS Phase 3 (70% wage replacement formula), you would receive an estimated $700/week in California.
  • Under the HEROES Act ($600/week flat supplement), you would receive $1050/week.
  • The HEROES Act pays $350 more per week, adding up to roughly $1516 more per month.
  • HEALS replaces 70% of your prior weekly wage; HEROES replaces 105%.

Next stepNeither bill was enacted exactly as proposed. Congress ultimately passed a $300/week supplement in the Consolidated Appropriations Act (Dec 2020). Use this tool to understand the policy debate between the two original proposals.

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