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Burn Rate Calculator

Work out your startup gross and net monthly burn rate, how many months of cash runway you have left, the projected cash-out date, and your burn multiple. Pick the cash-balance method (start vs end cash) or the budget method (monthly expenses, revenue and growth), and the calculator shows its work.

Your details

Budget mode uses your monthly spend and revenue. Cash mode derives burn from how your bank balance changed over a period.
Cash you have in the bank right now, used to project runway forward.
Total cash leaving each month: payroll, rent, software, ad spend and everything else. This is your gross burn.
Cash coming in each month. Subtracted from expenses to give net burn.
Optional. If revenue compounds each month, runway stretches. Leave at 0 to assume flat revenue.
%
Optional. Annual recurring revenue gained over the period. Used to compute the burn multiple (net burn divided by net new ARR).
How many months the net new ARR above was earned over. Used to match burn to the same window.
Currency
Cash runwayTight runway
10months
Net monthly burn$75,000
Gross monthly burn$120,000
Estimated cash-out~Apr 2027
Burn multiple-
10 mo
Critical<6Tight6-12Healthy12-18Comfortable18+
$0.0$375k$750k0510
Months from now

You burn ~75,000 net a month and have ~10 months of runway.

  • At this pace your cash lasts about 10 months before reaching zero.
  • Most investors expect you to start a raise with 9 to 12 months of runway left, so begin financing conversations now.
  • This is net burn, new revenue and one-off costs both shift it, so recompute at the close of each month.

Next stepTrack burn monthly and revisit the runway target before each hiring or spending decision.

Formula

net burn=expensesrevenue,runway=current cashnet burn,burn multiple=net burnnet new ARR\text{net burn} = \text{expenses} - \text{revenue}, \quad \text{runway} = \dfrac{\text{current cash}}{\text{net burn}}, \quad \text{burn multiple} = \dfrac{\text{net burn}}{\text{net new ARR}}

Worked example

A startup spends $120,000 a month and earns $45,000, so gross burn is $120,000 and net burn is 120,000 - 45,000 = $75,000 per month. With $750,000 in the bank, runway = 750,000 / 75,000 = 10 months, putting the cash-out date around April 2027. If it added $300,000 of net new ARR over that month, the burn multiple is 75,000 / 300,000 = 0.25x.

Gross burn, net burn and runway

Gross burn is the total cash a company spends each month, every dollar going out the door for payroll, rent, software and marketing. Net burn subtracts the revenue coming in, so it reflects how fast your cash reserves actually shrink. A business with strong revenue burns far less net than its raw expenses suggest. Runway turns net burn into time: how many months your current balance will last at the present pace. Together they answer the founder question that matters most, how long until the money runs out, and when must I act.

Two ways to measure your burn

This calculator offers two methods. The budget method asks for your monthly expenses, monthly revenue and current cash, then reports gross burn, net burn and runway directly, with an optional month-over-month revenue growth rate that stretches runway as revenue compounds. The cash-balance method derives burn from history instead: it subtracts ending cash from starting cash over a period to find total cash burned, divides by the number of months for an average net burn, and projects runway from your current balance. Use the budget method for forward planning and the cash method to sanity-check it against what actually left your bank account.

The burn multiple and why investors watch it

Runway dictates fundraising timing, hiring plans and how aggressively you can experiment. Investors routinely ask for burn and runway because a company that waits until two months of cash remain has little negotiating power. The burn multiple, net burn divided by net new annual recurring revenue, measures capital efficiency: below 1x is excellent, 1x to 1.5x is a healthy Series A range, 1.5x to 2x is acceptable, and above 2x signals heavy spending per dollar of new revenue. A widely used rule of thumb is to begin a raise with nine to twelve months of runway left and to target twenty-four or more months of cash after closing, since fundraising itself often takes longer than expected. Because burn shifts with every new hire, contract or revenue change, recompute it at the close of each month.

Runway and burn multiple health guide

MetricReadingWhat it suggests
Runway under 6 months Critical Raise or cut costs immediately
Runway 6-12 months Tight Open fundraising conversations now
Runway 12-18 months Healthy Execute and monitor burn monthly
Runway over 18 months Comfortable Invest in growth with a buffer
Burn multiple under 1x Excellent Highly capital efficient
Burn multiple over 2x Watch Spending heavily per dollar of new ARR

Common interpretations of net cash runway and the burn multiple for an early-stage startup.

Frequently asked questions

What is the difference between gross burn and net burn?

Gross burn is your total monthly operating cash outflow, everything you spend. Net burn subtracts any revenue from that, so it reflects how fast your cash reserves actually shrink. In budget mode this calculator shows both: gross burn equals your expenses, and net burn equals expenses minus revenue. In cash mode it reports net burn, since that is what the change in your bank balance captures.

How many months of runway should a startup have?

A common guideline is to begin fundraising with at least 9 to 12 months of runway still in the bank. After closing a round many founders now target 24 months or more of cash, since raising capital in 2025 and 2026 often takes longer than planned and you want room to hit the next milestone before going back to investors.

What is a burn multiple and what is a good number?

The burn multiple is net burn divided by net new annual recurring revenue (ARR) added over the same period. It measures how much cash you burn for each dollar of new recurring revenue. Below 1x is excellent, 1x to 1.5x is a strong Series A range, 1.5x to 2x is acceptable, and above 2x suggests you are spending heavily relative to the revenue you are adding.

What if my revenue is higher than my expenses?

Then your net burn is zero or negative, meaning you are cash-flow positive and adding cash rather than depleting it. The calculator reports unlimited runway and no cash-out date in that case rather than a misleading negative figure. Keep monitoring monthly, as a single large invoice or a revenue dip can flip the trend.

Sources

Written by Sarah Klein, CFP Certified Financial Planner · Chicago, USA

Fifteen years translating mortgage tables and amortization schedules into decisions that actually help real borrowers.

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