Salary Calculator
Enter your pay rate and working schedule to convert it across eight pay periods at once, from hourly all the way up to annual. See both the raw, unadjusted figures and the values adjusted for the holidays and vacation days you actually take, in any currency you choose, with an optional after-tax take-home estimate.
Formula
Worked example
$25/hour × 40 hours × 52 weeks = $52,000 per year (about $4,333 per month). With 10 holidays and 15 vacation days off a 5-day week (260 days), you actually work 235 days, so the adjusted hourly rate is about $27.66.
How the Conversion Works
The calculator first turns whatever you enter into an annual figure. An hourly or daily rate is treated as an unadjusted value: multiply it out across your full year of working days with no time off removed. Weekly, biweekly, semimonthly, monthly, quarterly, and annual amounts are already adjusted values, so they are simply scaled to a year (52 weeks, 26 biweekly periods, 24 semimonthly periods, 12 months, or 4 quarters). From that annual base every other pay period is derived: monthly is the year divided by 12, weekly is the year divided by 52, daily is the year divided by your working days, and hourly is the year divided by your total working hours. All results are gross, before income tax, Social Security, or other deductions.
Unadjusted vs Adjusted for Time Off
Hourly and daily pay only convert cleanly to a salary if you account for the days you do not work. The unadjusted column assumes you work every weekday of the year (your days per week across 52 weeks). The adjusted column subtracts the paid holidays and vacation days you enter, which lowers your effective working days and therefore raises the implied hourly rate needed to hit the same salary. For a salaried worker, the adjusted annual figure stays the same while the implied hourly value rises, because you earn the same money over fewer worked days. This side by side view is the honest way to compare a contract hourly rate against a salaried offer.
How to Use This Calculator
Select your currency, enter your pay amount, and choose its period from the eight options. Set your hours per week and days per week, then enter the paid holidays and vacation days per year your employer offers. The defaults of 40 hours, 5 days, 10 holidays, and 15 vacation days match a typical US full time job. Every pay period updates instantly in both unadjusted and adjusted forms. To estimate net pay, turn on the take-home option and enter your combined effective tax and deduction rate; the calculator subtracts it from the gross annual figure.
Limitations and Edge Cases
The take-home estimate uses a single blended rate you supply, so it is only as accurate as that rate; it does not model progressive brackets, filing status, state rules, or 401(k) and benefit deductions individually. The monthly figure uses a simple annual divided by 12 approach, so it will not match a payroll run that pays biweekly (26 periods) or semimonthly (24 periods) exactly. Overtime, bonuses, commissions, and equity are not included; the calculator reflects base pay only. Confirm any offer against an official paycheck calculator and your local tax authority before relying on the numbers.
Frequently asked questions
How do I convert an hourly wage to an annual salary?
Multiply your hourly rate by the number of hours you work per week, then by the number of weeks you work per year. For a standard full-time employee working 40 hours over 52 weeks, the multiplier is 2,080. That gives the unadjusted gross annual salary. To compare fairly against a salaried role, also look at the adjusted figure, which removes your paid holidays and vacation days from the working total.
What is the difference between the unadjusted and adjusted columns?
Unadjusted assumes you work every weekday of the year with no time off. Adjusted subtracts the paid holidays and vacation days you enter, reducing your actual working days. For a salaried worker the adjusted annual pay is unchanged, but the implied hourly and daily rates rise, because the same salary is spread over fewer worked days. The adjusted view is the realistic one for comparing a salary to a contract hourly rate.
Is the salary shown before or after taxes?
By default every figure is gross, before federal, state, or local income tax, Social Security, Medicare, and voluntary deductions such as 401(k) contributions. Turn on the take-home option and enter your combined effective tax and deduction rate to see an estimated net figure. That estimate uses one blended rate and is not a substitute for a full paycheck calculator.
How many holidays and vacation days should I enter?
Enter the paid days off your employer provides. A common US benchmark is around 10 federal-style holidays plus 10 to 20 vacation days, though this varies widely by employer and country. If you are a contractor who earns nothing during time off, those unpaid days effectively reduce your annual pay, so model them by entering them here and reading the adjusted figures.