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Time and a Half Calculator

Work out your time-and-a-half overtime rate and the pay it adds, then go further: split a full weekly timesheet into regular and overtime hours past a threshold, layer in double-time and triple-time hours, set a custom multiplier, and see your total gross pay for the week.

Your details

Your base "regular rate of pay" before any overtime premium.
Either type the hours at each rate, or enter one weekly total and let the calculator split it.
hrs
Hours paid at 1.5x (or your custom multiplier).
hrs
Some states or contracts pay 2x past a daily or weekly cap, or on holidays.
hrs
Rare, but used in some union and holiday agreements.
hrs
Standard time and a half is 1.5x. Change it if your overtime premium differs.
×
Currency
Time-and-a-half rate
$30.00
Regular pay$800.00
Time-and-a-half pay$300.00
Double-time pay$0.00
Triple-time pay$0.00
Total gross pay$1,100.00

Gross pay this week is 1,100.

  • Your overtime rate is 30 per hour, your regular 20 times 1.5.
  • Time and a half means 1.5x, so each overtime hour earns 50% more than a regular hour.
  • Those overtime hours add 300 to your gross pay before taxes.

Next stepThis is gross pay. Subtract tax withholding and other deductions to find your take-home amount.

Formula

OT rate=rate×1.5,Gross=(reg hrs×rate)+(OT hrs×OT rate)+\text{OT rate} = \text{rate}\times 1.5,\quad \text{Gross} = (\text{reg hrs}\times\text{rate}) + (\text{OT hrs}\times\text{OT rate}) + \dots

Worked example

At $20/hr, the time-and-a-half rate is 20 × 1.5 = $30/hr. Work a 48-hour week with a 40-hour threshold: 40 regular hours pay 40 × 20 = $800, and 8 overtime hours pay 8 × 30 = $240, for $1,040 gross.

How time-and-a-half pay is calculated

Time and a half means overtime hours are paid at 1.5 times your regular hourly rate. To find the overtime rate, multiply your hourly wage by 1.5; a $20 hourly rate becomes $30 per overtime hour. To find total pay, multiply the regular hours by the regular rate, multiply the overtime hours by the overtime rate, and add them together. The extra 50%, the half-time premium, is the part that compensates you for working beyond your normal schedule. This calculator also handles double time (2x) and triple time (3x) for the rarer cases where a contract or holiday rule applies a steeper premium.

Two ways to enter your hours

In "enter hours per pay rate" mode you type the hours worked at each rate: regular, time and a half, double time and triple time. The calculator prices each tier separately and sums them into your gross pay, which is handy when a timesheet already separates the categories. In "auto-split" mode you enter a single weekly total and an overtime threshold, and the calculator does the split for you: every hour up to the threshold is regular, and everything beyond it is paid at time and a half. The federal threshold is 40 hours per workweek, but you can change it to match a state daily rule or a different contract.

When overtime applies under U.S. law

Under the federal Fair Labor Standards Act, non-exempt employees must receive at least time and a half for hours worked beyond 40 in a single workweek. The premium is based on your "regular rate of pay," which can include certain bonuses and commissions, not just your base wage. Some states set stricter rules, such as daily overtime after 8 hours or double time after 12, and exempt salaried roles may not qualify at all. Use the custom multiplier and threshold to match your situation, but check your state law and job classification for the exact rules that apply to you. The result here is gross pay, before tax withholding and other deductions.

Common overtime multipliers

Pay typeMultiplierWhen it typically applies
Regular1.0xHours up to the overtime threshold (usually 40/week)
Time and a half1.5xFederal overtime past 40 hours in a workweek
Double time2.0xSome state daily caps (e.g. past 12 hrs) or holidays
Triple time3.0xRare union or holiday agreements

The premium applied to your regular hourly rate. Time and a half is the federal minimum for overtime.

Frequently asked questions

What does time and a half mean?

Time and a half means each overtime hour is paid at 1.5 times your normal hourly rate, your regular wage plus an extra 50%. If you normally earn $20 per hour, time and a half is $30 per hour.

How do I calculate time-and-a-half pay?

Multiply your hourly rate by 1.5 to get the overtime rate, then multiply that by your overtime hours. At $20 per hour for 10 overtime hours: 20 × 1.5 = $30, then 30 × 10 = $300 in overtime pay. Add your regular pay to get the gross total.

How do I split a weekly timesheet into regular and overtime?

Choose auto-split mode, enter your total hours for the week and the overtime threshold (40 hours under federal law). Every hour up to 40 is paid at your regular rate, and every hour beyond 40 is paid at time and a half. A 48-hour week gives 40 regular hours plus 8 overtime hours.

What are double time and triple time?

Double time pays twice your regular rate (2x) and triple time pays three times (3x). They are not required by federal law but can appear in state rules, union contracts, or holiday pay agreements. Enter those hours in the matching fields to add them to your gross pay.

When am I entitled to time and a half?

Under U.S. federal law, non-exempt employees earn time and a half for hours worked beyond 40 in a workweek. Some states add daily overtime rules, and exempt salaried positions may not qualify. Check your state law and job classification.

Sources

Written by Sarah Klein, CFP Certified Financial Planner · Chicago, USA

Fifteen years translating mortgage tables and amortization schedules into decisions that actually help real borrowers.

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